Whether you’re a lifelong Nevada resident, a tourist on the Strip, or a teen who just got a license, car accidents can happen to anyone. In the moments after a crash, confusion often takes over: Who’s responsible? Do you need to report it? How long do you have to file a claim?
Answering these questions—not to mention recovering from your injuries—can be much more challenging if you don’t first understand Nevada’s car accident laws.
This guide covers the most important rules every driver should know, including Nevada’s fault system, reporting requirements, comparative negligence rules, statutes of limitations, and other auto accident laws that may affect your case.
Understanding Car Accident Laws in Nevada
Nevada car accident laws are designed to determine responsibility, guide insurance claims, and ensure injured victims can seek compensation. Knowing these laws helps drivers:
- Protect their rights immediately after a crash.
- Avoid costly mistakes, such as failing to report an accident on time.
- Navigate insurance disputes with confidence.
- Decide when to seek help from an experienced car accident lawyer.
Whether you’re filing an insurance claim or considering legal action, understanding Nevada’s rules can make the difference between a smooth process and a stressful legal battle.
Is Nevada a Fault or No-Fault State for Car Accidents?
Unlike some states that follow a “no-fault” system, Nevada uses a fault-based system. That means the driver who caused the crash is financially responsible for the resulting damages.
What Does “Fault-Based” Mean in Nevada?
If another driver causes your accident, their insurance company is typically responsible for covering:
- Vehicle repairs or replacement
- Medical bills
- Lost wages
- Pain and suffering
You may also file a lawsuit directly against the at-fault driver if insurance doesn’t fully cover your losses.
Comparative Negligence in Nevada
Nevada follows a modified comparative negligence rule, also called the 50% rule. This means that if you are less than 50% at fault, you can still recover damages. However, your compensation will be reduced by your percentage of fault. For example, if your damages total $100,000, but you were found 10% at fault, you can still recover $90,000.
Note: Under this system, if you are 50% or more at fault, you cannot recover compensation.
What to Do Immediately After a Car Accident in Nevada
The steps you take after a crash can protect your health and your right to compensation. Here’s a checklist for Nevada drivers:
1. Ensure Safety and Call 911
- Check yourself and passengers for injuries.
- Move to a safe location if possible.
- Call 911 for medical assistance and to report the incident to law enforcement.
2. Exchange Information With the Other Driver
Gather the following:
- Name, address, and contact info
- Driver’s license number
- Vehicle registration and license plate
- Insurance details
3. Report the Crash to Authorities
Nevada’s auto accidents laws require certain types of accidents to be reported. Failing to do so can lead to penalties. (This is covered in detail below.)
4. Gather Evidence at the Scene
- Take photos of damage, injuries, and road conditions.
- Get witness contact information.
- Write down details while they’re fresh.
5. Notify Your Insurance Company
- Report the accident promptly.
- Provide accurate details, but avoid admitting fault.
- Consider consulting a car accident lawyer before giving a recorded statement.
Nevada Car Accident Reporting Requirements
Not every fender bender has to be reported, but Nevada law is strict about certain situations. Drivers must know when reporting is mandatory to avoid fines or license suspension.
When Must You File a Police Report?
If an accident results in injury, death, or property damage worth $750 or more, you must report it.
If police don’t respond to the scene, you’re required to file a Report of Traffic Accident (Form SR-1) with the Nevada DMV within 10 days.
What Is the Role of the Nevada DMV in Accident Reporting?
The DMV uses these reports to track accidents and verify insurance coverage. Filing is crucial because failure to do so could result in a license suspension.
Penalties for Failing to Report an Accident
If you don’t file the required accident report, consequences may include:
- Suspension of your driver’s license
- Fines and penalties
- Difficulty pursuing an insurance claim later
When in doubt, report the accident. Doing so protects both your legal standing and your right to compensation.
Statute of Limitations for Car Accident Claims in Nevada
Time matters after a car accident. Nevada car accident laws set strict deadlines for filing claims in court.
Personal Injury Claims Deadline
You have two years from the date of the accident to file a lawsuit for injuries. Missing this deadline typically means losing the right to seek compensation.
Property Damage Claims Deadline
Claims for damage to your car or other property must be filed within three years.
Exceptions That Can Extend the Filing Period
Certain situations may pause or extend these deadlines, including:
- If the injured party is a minor at the time of the accident
- If the at-fault driver leaves Nevada after the crash
- If injuries were not immediately discovered
Because the clock starts ticking the day of the accident, contacting a personal injury lawyer as soon as possible can help ensure deadlines aren’t missed.
Common Legal Issues After a Car Accident in Nevada
Even when liability seems clear, complications often arise, including:
Disputes Over Fault
Insurance companies may argue about who caused the crash. Comparative negligence rules often become central to resolving these disputes, especially in multi-vehicle accidents.
Dealing With Insurance Company Delays or Denials
Common insurance company tactics include delaying claim processing, undervaluing damages, and asking for recorded statements that can be used against you. A car accident attorney can step in to negotiate fair compensation.
What if the Other Driver Doesn’t Have Insurance?
Nevada law requires drivers to carry liability insurance, but some don’t. If an uninsured driver hits you, your options include:
- Filing a claim under your uninsured/underinsured motorist coverage (if purchased)
- Filing a personal injury lawsuit against the uninsured driver
Since these cases get complicated quickly, many victims turn to legal counsel for guidance in navigating laws about car accidents and pursuing compensation.
Special Laws Affecting Car Accident Cases in Nevada
Beyond fault rules and reporting requirements, several Nevada-specific laws can influence car accident cases.
Nevada’s Seat Belt Laws and Impact on Compensation
Nevada law requires all front-seat passengers to wear seat belts. While failure to wear a seat belt doesn’t prevent you from filing a claim, it can reduce compensation if insurers argue your injuries were worsened by not buckling up.
Driving Under the Influence (DUI) Accidents
Nevada has strict DUI laws, with a legal blood alcohol concentration (BAC) limit of 0.08% for most drivers and 0.02% for drivers under 21. Victims of DUI-related crashes may pursue both compensatory and punitive damages.
Teen Driver Restrictions and Liability
Nevada imposes restrictions on new drivers through its Graduated Driver Licensing (GDL) program, including passenger and curfew limits. Parents may share liability if a teen causes an accident while driving the family vehicle.
Hit-and-Run Penalties
Leaving the scene of an accident involving injury or death is a felony in Nevada. Even in minor accidents, drivers must stop and exchange information or risk criminal charges.
Frequently Asked Questions About Nevada Car Accident Laws
1) Do I need to report every car accident in Nevada?
No, only accidents involving injury, death, or property damage exceeding $750 must be reported to the authorities. But filing a police report is always a good idea and can help protect your claim.
2) Can I still recover damages if I was partly at fault?
Yes. As long as you are less than 50% responsible, Nevada law allows you to pursue compensation. Your recovery will be reduced by your percentage of fault.
2) What happens if the at-fault driver is uninsured?
You may still recover through your uninsured/underinsured motorist policy if you purchased it. Otherwise, you may need to file a lawsuit directly against the uninsured driver.
Need Legal Help After a Car Accident? Contact Our Nevada Attorneys Today
Dealing with the aftermath of a car accident is stressful — especially when you’re navigating Nevada’s laws about car accidents, tight reporting deadlines, and insurance company tactics.
That’s where Vegas Valley Injury Law steps in.
Our team has helped countless Nevada drivers, passengers, and families recover the compensation they deserve after serious crashes. From negotiating with insurance companies to filing lawsuits in court, we stand by your side every step of the way.
We offer free consultations, so there’s no cost to learn your legal options. Call us today or fill out our quick online form to get started. We also encourage you to meet our experienced legal team and see why so many Nevadans trust us after an accident.
If you or a loved one has been injured, don’t wait — contact our firm and speak with a dedicated Nevada car accident attorney today.